Accidents

Who concludes it?
LEGALLY CAPABLE INDIVIDUALS AGED UP TO 70 YEARS OLD – Bulgarian or foreign citizens residing within the territory of the Republic of Bulgaria or within another country, if specifically agreed upon. The insurance may be concluded individually, for a family, for employees, pupils, students, athletes or another circle of insured persons.

Why is it concluded?
BECAUSE NOBODY IS INSURED FOR INCOMPETENCE INCIDENTS and accidents, which may lead to the temporary or permanent loss of work capacity and the failure of his professional career. We know how a possible fracture to a leg or arm would affect us, therefore it is a good idea to think about this insurance – the amounts received will surely be of use.

What are the insurance types and what do they cover?
THERE ARE SEVERAL TYPES OF “ACCIDENT” INSURANCE and each has different coverage, selected by the insured party:An accident in Bulgaria and abroad: reimburses expenses incurred and provides payments for events which occurred during a trip or stay of the insured party within and outside of the territory of Bulgaria;Occupational accident: the terms and conditions of the compulsory “occupational accident” risk insurance for workers and employees, who perform work, where a risk for their life and safety exists, are determined in the Ordinance for compulsory insurance of workers and employees for the “occupational accident” risk;An accident suffered by students and staff: the insurance is suitable for children in crèches and kindergartens, pupils in primary and secondary schools, students in higher learning establishments, as well as the administrative, teaching and assisting staff employed in them. The insurance may be concluded individually and for a group;An accident suffered by athletes and technical personnel: the insurance is suitable for persons actively practicing sports at amateur or professional levels in sports halls or gyms, sports centers, clubs, sports teams, unions and federations, as well as officials related to the athletes’ organization, preparation and participation in the educational, training and competition process of the team, club, union or federation;An accident and assistance in case of a mishap in the mountains: the insurance is intended for tourists, alpinists and skiers, and the policy may be concluded using three options – for individuals, families and groups. In case an insurance event occurs, the insured parties may avail themselves of services provided by doctors, medical centers and hospitals at all sea and mountain resorts, as well as in all large cities anywhere in the country, for free;An accident at visitor locations: the insurance arranges compensation payments to visitors of the insured objects – cultural and entertainment halls, sports halls, etc., in all cases of an accident.An accident suffered by tourists and guests during their stay at touristic sites: the insurance is intended for the owners or lenders of touristic sites and provides their visitors with insurance protection for the duration of their stay there. The insurance for each tourist enters into force on the date of the first registration at the insured touristic site and is valid until the last registered date of the stay;An accident suffered by passengers travelling by public transport: The insurance subject is the health, life and physical integrity of the passengers, located on the vehicles or within their immediate proximity before boarding and after stepping off.