What kind of insurance is this?
"Cyber Liability offers a comprehensive insurance solution for companies that collect, store or process personal data, providing coverage against cyber attacks and physical data theft. The insurance provides coverage for both the insured and affected third parties. Legal defence costs are also covered.

What does the insurance cover?
The conditions under which the above coverages apply, as well as their scope and the respective limits of indemnity, are set out in the insurance contract.

One or more of the following risks may be the subject of the insurance:
1. Data liability
- Loss of personal data
- Loss of corporate information
- Outsourcing liability (third party processing)
- Network security

2. Administrative obligations
- Administrative investigation in relation to data
- Administrative fines in relation to data 

3. Costs related to loss of reputation and retaliation
- Proactive expert services
- Restoration of Insured's reputation
- Restoration of reputation of an individual 
- Notification of data subjects 
- Electronic data 

4. Liability for Multimedia

5.  Cyber extortion for personal data

6. Computer network disruption

What does insurance not cover?
1. Antitrust legislation 
2. Bodily injury and property damage
3. Contractual liability 
4. Criminal acts, of the Insured
5. Dishonest, malicious or fraudulent act or violation of law or regulation
6. Intellectual property 

7. Securities claims
8. Strike/terrorism/war
9. Trade losses
10. Data illegally or improperly collected
11. Loss not insurable 

Where am I covered by insurance?
Cover is valid for 365 days, from the inception date of the Policy and for the territory of the Republic of Bulgaria. On payment of an additional premium, cover can be provided for the Whole World.

When does the cover start and end?
- The insurance cover takes effect at 00:01 on the date specified as the start date in the insurance contract.
- The insurance cover is in force for the period for which the relevant premium/contribution has been paid and in accordance with the term of the insurance contract.

How can I cancel the contract?
By written request of the Insured addressed to the Insurer according to the grounds stipulated in the contract.